[Building name]
[Building address]

[City], [DD/MM/YYYY]
Sent by: [Email / Registered post]

To: [Owner name]
    [Unit] — [Owner address]

Subject: OVERDUE CONDO FEES — [Unit reference]

Dear [Owner name],

Our records show that the following condo fees for your unit
remain unpaid as of today:

  Period                Amount due (EUR)     Days overdue
  _______________       ________________     ____________
  _______________       ________________     ____________
  _______________       ________________     ____________
  TOTAL OUTSTANDING     ________________

We understand that circumstances vary, and we would like to
resolve this without escalation. Please choose one of the
following within [14] days of the date of this letter:

  1. PAY IN FULL
     Transfer the total outstanding amount to:
        Beneficiary:  [Building / co-ownership account name]
        IBAN:         [__ __ __ __ __ __ __ __]
        Reference:    [Unit] - [Owner name]

  2. AGREE A PAYMENT PLAN
     Contact us at [email / phone] to arrange installments.
     We will confirm the plan in writing.

  3. RAISE A DISPUTE
     If you believe any amount is incorrect, please reply in
     writing within [14] days with the details and supporting
     evidence. We will suspend recovery until reviewed.

If we do not hear from you within [14] days, we will be obliged
to apply the recovery steps set out in the co-ownership
regulation and applicable law, which may include late-payment
interest, a formal notice of default, and — as a last resort —
judicial recovery, the cost of which is borne by the debtor.

We hope to resolve this amicably and remain available to help.

Yours sincerely,

_________________________
[Syndic / Manager name]
[Contact email — Phone]

CC: Council of co-owners